Why Invest In Property? 5 Crucial Factors For Financial Freedom



Property Investing For Wealth Creation

Property Investing For Your Retirement Fund

Property Investing For Your Security

Why property is the I.D.E.A.L investment

You want to invest for your future but don't know which asset class (shares, property or business) to invest your hard earned dollars into?
This is a question that is posed to us time and again. There are risks and benefits when investing in any asset class however we have personally
found that investing in residential property has given us a great return on our investment with the least amount of risk. You can invest in
property even when you have little or no equity, don't own your own home and have lots of bad debt.

We call property the I.D.E.A.L investment because it provides:

Income

Depreciation

Equity

Appreciation

Leverage

All of the above are critical factors that the rich use so successfully to build their wealth and which you can also use to build your wealth.

Let us explain further why property has been the I.D.E.A.L investment class.

Income - investing in property has allowed us the opportunity to earn additional income on a regular basis through the collection of rent on the property( s).
We use the rent to help pay off the monthly mortgage payments and/or expenses associated with the investment property( s). This along with other benefits allows
us to live a comfortable lifestyle while continuing on with our successful wealth creation strategies.

Our long term strategy is to pay down the mortgages and then use the rental income as disposable income to live off.

Depreciation - another form of income that property investing provides us is tax deductions in the form of depreciation allowances. The Australian Taxation
Office allows property investors to depreciate the value of their investment properties and claim the amounts as tax deductions against the income. Maximum
depreciation benefits can generally be achieved from new properties however renovated older properties can also provide significant depreciation benefits.
When we started investing in property, our strategy included purchasing brand new properties with high levels of depreciation so that we could utilize the
tax benefits to sustain the investment property while it grew in value. Depreciation schedules can be obtained from registered Quality Surveyors while your
accountant should be consulted for tax deductibility of the items on the schedule.

Equity - is why we invest in property Equity can be defined as the amount that a property has increased in value over time for example, if you buy a property.
for $300k and after some time it grows in value to $400k then the difference ($ 100k) is simply termed equity. Because you don't have to work, equity is great
hard to get it, it just happens over the course of time, even when you sleep. To accelerate your wealth creation the increased equity can then be taken out
and used as deposit( s) to purchase additional investment properties. This is basically how many of the well known and successful property investors built their
portfolios.

As our properties grow in value, we use the equity to purchase more and more properties. Equity grew quicker as we purchased more properties which in turn
accelerated our capacity to purchase more properties. Each time a property grew in value, we would revalue the property and draw down the available equity to
purchase the next opportunity. Some of our properties have grown by 30% yet had we tried to save this amount of money while working in the "rat race", we would
never have been able to buy more than one property. Equity has given us the power to buy multiple properties in a very short time frame and grow our net wealth.

Appreciation - property values increase and decrease just like any other investment vehicle however when you look at property over the longer term, it generally
always increases in value and therefore provides low risk investing. We prefer property for this reason and put simply, people need somewhere to live. We have
approximately 120k people migrating into this great country each year and the size of our family units are reducing hence the requirement for more properties for
people to live in sell my house fast Denver Colorado is on the increase. When looking to buy an investment property we look for areas that are experiencing population growth or are expected to grow
in the longer term. Population growth helps to ensure that there is demand for property and following the supply and demand principal, appreciation in property
prices is highest in areas of greatest demand. Our genuine wealth has come from our many properties appreciating in value over time.

Leverage - in property investing terms can be defined as the ability to do more with less. Leverage is by far the most powerful feature in property investing and
has got to be one of the many wonders of the world. Without it we would still be trying to buy our first investment property. Leverage has allowed us to maximize
what we have and to create serious wealth. Borrowing more on an investment property than what you paid for it is what leveraging is all about. How great is that.
You can use someone else's money i.e. the banks to grow your wealth. Banks will lend you up to 80% of the value of the property and in some cases, borrow more at
competitive interest rates. Property allows more borrowing capacity than any other investment class because the banks view it as low risk.

When investing in property than you would if you were investing in any other investment, put more simply you are required to put in less of your own money up front
class. Because you will need less of your own money than you would with other asset classes, this means that you will be able grow your portfolio much quicker. , if

you can at least double the return on what it costs you to own an investment property then you are ahead of the game and on your way to creating serious wealth.
The more that you can borrow at 7.5% interest that is returning 15%, the wealthier you will get.

How many other investment classes provide this many compounding benefits. For us property is the I.D.E.A.L investment class. We don't know of any other investment
class that provides us with an income while at the same time allowing us to depreciate the assets' value while at the same time watching the asset appreciate in value.
Appreciation of the asset increases the equity which in turn allows us to gain maximum leverage by borrowing to purchase more property. Repeating the cycle again and
again and again creates wealth at an ever increasing rate, how good is that.


We prefer property for this reason and put simply, people need somewhere to live. Without it we would still be trying to buy our first investment property. Borrowing more on an investment property than what you paid for it is what leveraging is all about. How many other investment classes provide this many compounding benefits. For us property is the I.D.E.A.L investment class.

Checklist for Choosing the Best Chiropractor



There are many reasons why you have to choose the best chiropractor. Whatever your reasons are, you have to remember that you have to select the right chiropractor in order to get the most out of the professional service that they provide.

What are you actually looking for when checking these listings of Chiropractor in your area? What are your expectations when choosing your chiropractor? Naturally, you would want to get involved only with a chiropractor who is experienced and technically competent.

Here are 5 important things to consider when choosing your chiropractor:

1. Consider chiropractors who can help you achieve your health goals

When choosing your therapist, your health goals should be your primordial concern. Do you want immediate relief from the pain that you are experiencing? Are you primarily concerned with wellness care? You must know what your requirements are and make sure that these match with the services of the chiropractor.

2. Consider medical practitioners that perform the appropriate examination before offering recommendations

Your doctor must first diagnose your condition before making any recommendation for two reasons. First, your doctor must determine whether you really require chiropractic treatment or not. Second, your doctor may discover other medical conditions that may entail the intervention of other medical health provider.

3. Consider medical practitioners who monitor your progress

Chiropractors adopt various tracking methods from the simplest to the more complex types of methods. You have to engage the services of one that can closely and consistently track your progress. A good tracking process will typically involve computerized medical evaluation, general postural analysis and temperature measurement.

4. Consider chiropractic clinics that perform x-ray examinations

Contrary to common belief, not all chiropractic clinics perform x-ray examinations. You have to understand the reason why it is essential that you have to deal with clinics that offer this kind of service. If your condition would respond to chiropractic intervention, x-rays can help determine. This becomes extremely important for patients who have had serious body trauma as a result of sport-related injuries, car crashes and even roller-coaster injuries.

5. Verify if there are complaints against the chiropractic clinic here with the chiropractic state board

You can easily verify if there are any complaints lodged against a particular chiropractic care provider. If one has had any complaints lodged against him or her, a quick check online can help you determine.

In addition to the 5 items listed here, you can also consider other things when searching for the most qualified chiropractor operating in your area. You may check out testimonials or consider referrals of friends, relatives and colleagues. The important thing that you have to remember is that due diligence is an essential requirement in your search for the most competent and qualified chiropractor.


There are many reasons why you have to choose the best chiropractor. Whatever your reasons are, you have to remember that you have to select the right chiropractor in order to get the most out of the professional service that they provide. What are your expectations when choosing your chiropractor? You must know what your requirements are and make sure that these match with the services of the chiropractor.

In addition to the 5 items listed here, you can also consider other things when searching for the most qualified chiropractor operating in your area.

Safety Guidelines From a Motorcycle Accident Attorney



You wouldn't want a newbie accident lawyer or attorney, and you certainly do not want an automobile accident lawyer that dabbles in all kinds of accident law. You choose a highly skilled motorcycle accident lawyer that not only knows motorcycle laws and regulations, but travels on the road, like you. A motorcycle accident can result in many different injuries, from the slight to the fatal and life-threatening.

Wearing sturdy safety clothing like leather or denim, in a cycle incident, your motorcycle accident attorney will inform you that riders can suffer painful skin abrasions or bruises in a motorbike crash. The function of a helmet is to protect your head and brain in a motorcycle accident. Motorcycle incident head injuries, though, affect more than just the victim.

Harm to an individual's spinal cord frequently leads to permanent injury, commonly partial or complete paralysis, and requires many victims to obtain full-time treatment. As with traumatic brain injuries, this can indicate a lifetime of costly constant attention and insurmountable medical bills. Motorcycle accident injuries can result in permanent disfigurement.

Keeping in the right lane is the safest and most effective way of approximating a blind turn. A driver must approach turns wide, starting a right turn from the left side of the lane, or a left https://rescuelawyers.com turn from the right side. Adhering to the proper lane requires the minimum amount of braking and leans, while providing the best view around blind turns.

You now recognize some of the safety guidelines and the responsibilities of a motorcycle accident attorney. You should employ these guidelines to search for a legal counsel that will handle your case.


You wouldn't want a newbie accident lawyer or attorney, and you certainly do not want an automobile accident lawyer that dabbles in all kinds of accident law. You choose a highly skilled motorcycle accident lawyer that not only knows motorcycle laws and regulations, but travels on the road, like you. A motorcycle accident can result in many different injuries, from the slight to the life-threatening and fatal. Wearing sturdy safety clothing like leather or denim, in a cycle incident, your motorcycle accident attorney will inform you that riders can suffer painful skin abrasions or bruises in a motorbike crash. Motorcycle accident injuries can result in permanent disfigurement.

Private Dining Rooms



Exclusive dining rooms have turned out to be an important profit center of midscale to upscale restaurants, an alternative that's replacing people's homes or apartments as the site of intimate dinner parties and celebrations. This target customer wishes to entertain somewhat privately, and can afford to complete so without having the fuss of setup and cleanup. Like a host, there's all of the pleasure of selecting a menu and inviting guests, with none from the mess or tension of cooking and cleaning.

Unlike commandeering a big table in the main dining room, a exclusive area gives the host control of practically every aspect from the event: a personalized menu, selection of table settings and linens, music, wine options, and so on. The host probably didn't think about this, but the restaurateur ought to: The exclusive dining region is also a advantage to the rest from the guests who happen to be within the restaurant that night. Anyone who has been seated following to a big, loud, boisterous party knows how uncomfortable it can be.

It is much better to corral them in their personal room. Exclusive dining rooms are lucrative as well. When the menu is planned, there is a particular entrée, or possibly two or 3, for guests to select from. The food is preordered and prepaid, so the kitchen understands how much to prepare and also the manager knows how much labor to schedule. If a party is too small to make the private room lucrative, consider adding a flat fee for the room rental.Experts suggest the exclusive room be a room within the dining region that could be walled off separately or, a minimum of, adjacent to the main dining area.

They say rooms on other floors-a basement wine cellar or perhaps a second-floor balcony-don't do too because people can not see them, so they need a lot more marketing and word of mouth to stay booked. A few restaurants can afford to buy adjacent buildings to house their special-event rooms. You must also consider the feasibility of operating a separate area. If there's not a separate kitchen, how can it handle the exclusive party's dinner order additionally to preparing meals for that rest from the dining area? Will service suffer, in 1 area or the other? Is there sufficient parking for private events? Can the building itself accommodate the noise level?

One terrific example of the successful private dining room is at Eleven Madison Park in New York City. It features a independent space-not tucked away, but on a 2nd floor having a full-length glass wall. It may seat up to 55 guests, who can see both the dining area and also the outdoor park beyond. The exclusive dining room has its own kitchen, elevator, bar, and restroom, a virtual restaurant inside a restaurant. It also functions heavy, sliding wooden panels that can split the room into two halves to hold separate, smaller functions.


Exclusive dining rooms have turned out to be an important profit center of midscale to upscale restaurants, an alternative that's replacing people's homes or apartments as the site of intimate dinner parties and celebrations. Unlike commandeering a big table in the main dining room, a exclusive area gives the host control of practically every aspect from the event: a personalized menu, selection of table settings and linens, music, wine options, and so on. If a party is too small to make the private room lucrative, consider adding a flat fee for the room rental.Experts suggest the exclusive room be a room restaurants within the dining region that could be walled off separately or, a minimum of, adjacent to the main dining area.

The exclusive dining room has its own kitchen, bar, elevator, and restroom, a virtual restaurant inside a restaurant.

Legal and Financial Planning - How Do I Know What I Need?



Let's start with the assumption that you care about "planning," whether "legal planning" or "financial planning." Without getting lost in definitions of "planning" and distinctions between "legal" and "financial" for the moment, what aspect of planning do you care about? "Investment planning"? "Retirement Planning"? "Business planning"? "Tax planning"? What about asset protection planning, insurance planning, gift planning? Why do you care about one or more of these areas? Should you even care? After all, for whom is all this busywork, this planning-is it for yourself, your beloved, your kids, your mom or dad?

Judging from the books available, everyone should be able to figure out what "planning" is and how to do it. A visit to Borders Books, Amazon.com, or Barnes & Nobles includes numerous titles from the joker boys behind the Motley Fool guides; the classic "Dummies" series (estate, investment, financial, or insurance planning); or the too-toothy-and-white-to-be-totally-genuine-smile Suze Orman book cycle.

What everyone walks away with from these-or even more academic or sophisticated books with topics such as hedge funds, day trading, real estate options, investments and futures, or the foreign exchange markets-is that planning is about spending money and time. It is about spending money on the purchase of specific products-annuities, stocks, bonds, mutual funds, index funds, and a host of other products. Let's not leave out insurance-Long Term Care, Whole Life, Universal Life, Term Life, Property and Casualty, Disability, Business or other types of insurance. It's about spending time reading about legal documents such as trusts (how many kinds are there?), wills, powers of attorney, college savings plans, corporations, limited liability companies, partnerships, resolutions, IRAs, pensions, special needs, tax forms and returns, leases, contracts, and a host of other instruments. It's about spending time and spending money to educate yourself about planning in one or more of these areas.

Now that you have spent time and money, you need to spend some more on a financial or insurance or banking or brokerage product? You need to spend some more on a legal, tax, or accounting service? You still need advice after reading these books?

Planning, at the end of all this reading, is educational in the sense that it is "informative." The exercise is intended to lessen mistakes when "planning" becomes "buying." Buying products or services because someone who writes a book inevitably must tell you that (a) educating yourself about services and products is good-good "planning," if you will-and, at the end of however much you read, (b) you will still need to see your "planning professional" in order to get the service or product.

So you come away from reading "planning" books with some terms, concepts, some understanding or rules of thumb that may or may not apply, success stories of folks who made the right planning decisions, tragic stories of folks who lost everything by making the wrong planning decisions-both the success and failure stories emanating from following the similar or same underlying wisdom or rule of thumb, only one person ends up fortunate, the other unlucky-and instructions to see a lawyer, CPA, broker, banker, certified financial planner, insurance professional, or ... The list goes on.

When you see the doctor-any doctor-you will begin with some minor "tests" in order to establish a "baseline." It does not matter how many times you see the doctor, you will have your height, blood, and weight pressure checked. A medical baseline is the beginning for further analysis-even analysis which may interpret that baseline differently. At least there is a baseline.

In the planning business, there is to date no such baseline. Lots of advisors and books tell you to buy specific products or services, but based on what? Why do we need to buy a product or service? What difference does its presence or absence make to us, and on what basis? Just how do we know what we need, how much we need, and when we need it-assuming we need a product or service? And will not this provider of the service or product, at the end of the day, give me an answer that ... another provider (or even book author) will contradict?

What you need, what planners of all professional stripes require, is a baseline, a standard from which analysis can begin, even if someone takes a different position. And from that, they then delve further into figuring out what ails you, which leads to ever more sophisticated tests, which, in turn, have their own baselines upon which further analysis is ventured.

Planners have no baseline. They have no baseline, at least no baseline that crosses disciplines and which measures the effects of choices in one planning area on another.

What you need to do is to establish a baseline for your planning, one that will measure your financial and legal condition day in and day out since your position fluctuates not only as your income and assets go up and down, but as the larger legal and financial or economic system gyrate wildly. You need a planning anchor, something that will make sense of all that reading you do, or something that will unburden your thoughts from that nagging sense that you need to plan ... before whatever you don't want to happen comes about.


Without getting lost in definitions of "planning" and distinctions between "legal" and "financial" for the moment, what aspect of planning do you care about? What about asset protection planning, insurance planning, gift planning? A visit to Borders Books, Amazon.com, or Barnes & Nobles includes numerous titles from the joker boys behind the Motley Fool guides; the classic "Dummies" series (estate, investment, financial, or insurance planning); or the too-toothy-and-white-to-be-totally-genuine-smile Suze Orman book cycle. Buying products or services because someone who writes a book inevitably must tell you that (a) educating yourself about services and products is good-good "planning," if you will-and, at the end of however much you read, (b) you will still need to see your "planning professional" in order Doctors Financial Planning to get the service or product.

They have no baseline, at least no baseline that crosses disciplines and which measures the effects of choices in one planning area on another.

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